24PayBank is a crypto exchange service.

24PayBank — crypto exchanger overview

24PayBank is a service for exchanging cryptocurrencies and electronic money designed for practical everyday use: fast orders, a clear processing logic, and a wide range of deposit and withdrawal directions. In exchange operations, what usually matters is not promises, but process control: correct details in the order, transparent rate and fee terms, limits and reserves for the selected direction, and the ability to quickly get help at the moment it is really needed. The 24PayBank crypto exchanger is suitable for day-to-day exchanges when you need to complete a transaction without unnecessary steps and with full status tracking.

For convenience, the service offers a fully optimized mobile version of the website, as well as a Telegram bot. This format allows you to create and manage an order in a familiar environment without being tied to a computer, which is especially useful for on-the-go exchanges and when you need to quickly clarify transaction details.

Deposits and withdrawals: available directions

The service supports a wide set of deposit and withdrawal directions. On the cryptocurrency and payment system side, it includes, among others, Bitcoin, Ethereum, Tron, Ripple, Monero, Litecoin, Dogecoin, Dash, Zcash, Bitcoin Cash, Ethereum Classic, as well as stablecoins such as Tether USDT (ERC-20 and TRC-20), USDC, and TUSD. In addition to crypto transfers, operations via electronic payment systems are available, including Perfect Money, Capitalist, Payeer, and AdvCash, as well as other directions available in the service interface.

For bank transfer operations, Russian banks are supported, including Sberbank, Alfa-Bank, T-Bank, Russian Standard, VTB24, Gazprombank, and Promsvyazbank, as well as other banks available in the current list of directions. Support for international bank transfers is also stated, with settlements in different currencies and regions, including USD and EUR, as well as BYN, KZT, AZN, GEL, HUF, KGS, MDL, TGS, TRY, INR, AUD, AMD, PLN, RON, and CZK.

How the exchange works

Exchanges in 24PayBank are built around an order: the user selects a direction, enters the amount, provides the details, and confirms the terms, after which they make a transfer using the data from the order. The service then completes processing and makes the payout to the specified details. When working with stablecoins, it is important to choose the correct network (for example, USDT ERC-20 or TRC-20), and for bank operations — carefully enter the recipient data and follow the direction requirements if a payment reference or additional fields are needed.

• Select the exchange direction and enter the amount, taking into account the limits.
• Fill in the recipient details and confirm the order terms.
• Send the funds to the order payment details and track the operation until completion.

Speed, operating mode, and support

The service states a manual processing format with an emphasis on security and control of transaction correctness. At the same time, exchanges are performed quickly: usually within 5–10 minutes from the moment funds are received. Operations are organized around the clock, 24/7, so exchanges are available at any time of day or night. The actual time may be affected by external factors — network confirmations, blockchain load, banking-side specifics, as well as the correctness of the entered details — therefore, before sending funds, it is recommended to double-check the network, address, and recipient information.

24/7 online support via chat on the website is available: assistance and consultations regarding order creation, transaction status, network selection, and the correctness of details. This is especially useful when a transaction is waiting for confirmations or when you need to clarify the procedure for a specific direction.

Security and AML

When exchanging cryptocurrency, the main risks are most often related to mistakes in payment details and transactions that may attract additional attention from AML checks. To reduce the likelihood of delays, it is important to send funds only to the details specified in the order and not agree to any changes outside the operation interface. The source of funds also matters: transactions linked to mixers, fraudulent schemes, or sanctioned addresses may require additional review. In some cases, the service may request supporting information about the transaction or identity if necessary to comply with compliance rules.

The 24PayBank crypto exchanger is designed for users who value careful manual processing, a clear exchange workflow, and the ability to quickly receive explanations through support when working with cryptocurrencies, payment systems, and banking directions.

Affiliate program

A two-level affiliate program is available. The reward is calculated as a percentage of the invited referral’s turnover using the formula 0.6%–0.2% of their turnover. Details of accruals, turnover accounting conditions, and reward withdrawal rules are recommended to be уточнить in the service interface or via support in order to correctly take into account the nuances of the specific payout scheme.