1label: Subscription Card (virtual card) and Terms and Conditions
Type
Payment system
1label
1label, or One Label, is developing several financial products. The main website, 1label.pro, is dedicated to exchanging USDT for rubles, while the service primarily promotes its virtual cards on Telegram. The card terms and conditions and the cryptocurrency exchange offer should not be confused: these are different products.
The Subscription Card is 1label’s virtual card for international digital services and subscriptions. The Subscription Card pricing plan, introduced in September 2026:
- standard issuance fee—20 USDT;
- maintenance fee—5 USD;
- top-up fee: 5%;
- small authorization fee—0.1 USD;
- top-ups in USDT;
- The issuer’s country and BIN must be verified in the app before issuance.
The promotion for issuance at 10 USDT was valid until September 30, 2026. After the promotion ends, the base price is 20 USDT, but you must verify the amount displayed in the app before paying. To complete the application in November 2026, check the current price in the app, as the open offer is confirmed under the September terms.
The 1label card feature differs from the service’s main offering. The 1label public offering governs the USDT-RUB exchange; the terms of the Subscription Card are available separately within the card program. This reduces transparency compared to services that list card rates, the issuer, and restrictions in a separate public offering.
The public announcement specifies the issuance fee, top-up fee, and authorization fee, but does not provide the card issuer’s full terms and conditions, the card’s validity period, the procedure for disputing payments, or the process for refunding the remaining balance. This information determines the actual risk of using the card, especially if you plan to use it for an extended period. Before loading funds, it is important to obtain the terms and conditions of the specific card program, not just an offer to exchange USDT.
The Subscription Card is marketed for international subscriptions and digital services. Public materials have mentioned OpenAI, Steam, Netflix, and other online platforms. Card acceptance depends on the merchant’s policies and the BIN, not just on whether the card is a Visa or Mastercard. Acceptance depends on the BIN country, the account region, the merchant’s policies, and the current status of the card program.
Topping up with USDT is convenient for those who already use cryptocurrency. If a user obtains USDT separately, two types of expenses must be considered: the purchase or transfer of USDT and the 1label fee when crediting the card. As a result, the actual cost of the payment may differ from the nominal subscription amount.
Authorization charges should be considered separately. Some international services perform a test transaction when a card is linked. If your card issuer charges a fee for each authorization, a large number of repeated attempts can result in additional costs. If a payment is declined, it’s best to first determine the reason rather than sending multiple identical requests.
For 1label, it’s especially important to check the current terms and conditions in the bot. The service frequently updates its offers and runs limited-time promotions. Before issuing a card, you should confirm the card price, service fees, reload rate, BIN country, expiration date, and balance refund policy.
Questions and Answers
What is the 1label Subscription Card?
It’s a virtual Visa card that the service offers for international subscriptions and digital services.
How much does it cost to issue the card?
According to public information, the base price is listed as 20 USDT. Limited-time promotions may reduce the cost.
How do I add funds to the card?
The main method of reloading is USDT.
Is there a separate fee for topping up the card?
The most recent public terms and conditions listed a 5% fee.
Editor’s Opinion
1label is primarily suitable for those who already have USDT and do not plan to top up the card with rubles via the SBP. The fee structure is straightforward: an issuance fee, a fixed maintenance fee, and a top-up fee. However, public transparency is currently only average, because the main website is dedicated to a different service, and you have to look for the latest card terms and conditions on Telegram. This doesn’t automatically make the product bad, but it does require you to check the fee structure more carefully right before making a payment. For a recurring subscription, the most important thing is to check whether the selected BIN is retained and what fees apply after promotional periods end. It’s not advisable to keep large amounts on the card until the terms for refunding the remaining balance are clarified.
Ask a question to a company representative
